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Management Tips / May 26, 2025

Rent-Payment Methods Compared: ACH vs Card vs Cashier’s Check


MethodProcessing FeeDeposit TimeChargeback RiskBest For
ACH$0.50 flat (in 75land)1–2 biz daysVery lowLong-term tenants
Debit/Credit Card2.9 % + 30¢InstantModerateTenants who need rewards points
Cashier’s CheckBank fee $10–$15Same dayNoneMove-in deposits

Verdict: Enable ACH as the default; keep card as a fallback; accept checks only for edge cases.